Titles & Closings
The role of a title agent is to perform a Title Search. A Title Search is a detailed examination of the historical records concerning a property, which may include deeds, court records, property name indexes, and many other documents. The purpose of a Title Search is to verify the Seller’s right to transfer ownership of the property, and to discover any claims against the property, defects, and/or other rights or burdens on the property. When it is determined the tile is clear, you are ready to close on the property.
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Attorney As A Title Agent
The benefits of using a real estate attorney versus a title company, is a Florida real estate lawyer can provide in-depth, legal explanations about the important transaction documents you are required to sign, as well as the implications of any potential title issues, defects, encumbrances, and/or restrictions.
Additionally , a Florida real estate lawyer can draft legal documents that a title company is unable to do prior to closing. In the event these documents are necessary to close, you save time by already having an attorney who can prepare these documents.
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Our Underwriter
Attorney Hardister is affiliated with Old Republic National Title Insurance Company and Attorneys’ Title Fund Services, LLC (“The Fund”), one the highest rated underwriters in the industry.
In addition to providing competitively priced title and closings services, we provide real estate legal services at one low, combined rate. Fees for real estate legal services are often paid out of the closing costs, which eases the stress of incurring any out-of-pocket expenses
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Additional Real Esate Services Provided
In addition to serving as a title agent, we offer the following additional real estate services:
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Buyer and/or Seller representation
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Draft and Review Purchase and Sale Contracts
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Title Opinion Letter
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Mobile and Online Notary
FACTS
What is as Title?
Title is the right to occupy and use a property. When you purchase a property, you are purchasing the Title to that property. Title may be contested by a person or entity that is not a party to the real estate transaction based upon past rights and claims. For this reason, a detailed search will protect you from future legal issues.
What Is Title Insurance?
Title Insurance will, in accordance with the terms of your policy, assure you of a legal defense and pay all court costs and related fees, if a claim is made against your property,
What is a Closing?
Closing, is the event where the Title to a piece of property is transferred from a Seller to a Buyer. Closing involves the completion of all the necessary paperwork to finalize the agreement between the Seller and the Buyer. All financial issues are settled at Closing and are known as “closing costs.”